You just bought your brand-new dream dirt bike and you want to go motocross racing with it. But, you may live in a neighborhood that has a high crime-rate; what do you do? Obviously you don’t want it stolen, so your best bet is getting your dirt bike insured.
Motocross Insurance For Dirt Bike
Having your dirt bike stolen or destroyed by a fire is not a happy story to tell. Unfortunately, there’s no way to completely prevent the idiot-scum that have no idea they just took little Johnny’s only birthday present from Mom & Dad… You can get an online insurance quote for your dirt bike at almost any place that insures motorcycles. Go ahead and call up your car insurance provider to see what they have to offer and compare it to other companies. Policies will depend on the company and coverage. Some may not cover an accident from motocross racing, but will if you are trail/play riding, and when the dirt bike is parked.
Insurance For Motocross Racing
Not only is protecting your hard-earned dirt bike a good idea, but if you’re racing motocross every weekend, an injury is bound to happen sooner or later if you are pushing it out on the track. Health insurance is a must if you’re riding dirt bikes all the time. Breaking or fracturing bones can cost thousands, making bankruptcy a common result for many who don’t have insurance. It does add to your monthly/yearly bill, but one injury can cause a mid-life crisis without it.
AMA Motocross Insurance
Most motocross tracks in the U.S. require AMA membership to race. They also offer insurance for your dirt bike or motorcycle. You can get road-side assistance or coverage if your bike gets stolen. Something to consider if you’re an AMA. You will get more benefits as well.
Yes, even motocross tracks have insurance. In fact, it’s probably the most important for the owners. The waivers and signed notarized forms say that you are responsible if you get hurt riding at their track. But lets face it, in this day and age you can sue for almost anything. Those papers basically keep the honest people honest. If someone gets hurt riding on a track, the owners have insurance to help prevent from being sued. If you are a track owner, make sure you get insurance before you allow motocross racing or dirt bike riding of any kind to happen.
If you are a motorcycle rider, check out MotorcycleAccident.org for tips about staying safe on the road.